/*
Theme Name: NFCPL Financial Consultants
Theme URI: https://narmadaloans.com
Author: Narmada Financial Consultants Pvt. Ltd.
Author URI: https://narmadaloans.com
Description: Premium corporate WordPress theme for Narmada Financial Consultants Pvt. Ltd. (NFCPL) — chartered accountant, tax, GST, company registration and loan consultancy services in Bharuch, Gujarat.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: nfcpl
*/

/* ============================================================
   NFCPL — Narmada Financial Consultants Pvt. Ltd.
   Design tokens: Navy #0B2344 · Light Blue #4A90E2 · Orange #FF7A00
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@500;600;700;800&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --navy:#0B2344;
  --navy-soft:#13345F;
  --blue:#4A90E2;
  --blue-soft:#EAF2FC;
  --orange:#FF7A00;
  --orange-dark:#E56A00;
  --white:#FFFFFF;
  --ink:#0F1B2D;
  --ink-soft:#5B6B82;
  --mist:#F5F8FC;
  --line:#E2E9F2;
  --radius:16px;
  --radius-sm:10px;
  --shadow:0 20px 45px -20px rgba(11,35,68,.18);
  --shadow-sm:0 10px 24px -14px rgba(11,35,68,.16);
  --font-display:'Poppins',sans-serif;
  --font-body:'Inter',sans-serif;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5{
  font-family:var(--font-display);
  color:var(--navy);
  line-height:1.18;
  margin:0 0 16px;
  font-weight:700;
  letter-spacing:-.01em;
}
h1{font-size:clamp(34px,4.6vw,54px); font-weight:800;}
h1 em{font-style:normal; color:var(--blue);}
h2{font-size:clamp(26px,3.2vw,38px);}
h3{font-size:19px;}
p{margin:0 0 14px; color:var(--ink-soft);}
a{color:inherit; text-decoration:none;}
img{max-width:100%; display:block;}
ul{margin:0; padding:0; list-style:none;}
button{font-family:inherit; cursor:pointer;}

.container{max-width:1180px; margin:0 auto; padding:0 24px;}
section{padding:88px 0;}
.bg-mist{background:var(--mist);}
.text-center{text-align:center;}

.eyebrow{
  display:inline-flex; align-items:center; gap:8px;
  font-family:var(--font-display); font-weight:700; font-size:12.5px;
  letter-spacing:.14em; text-transform:uppercase; color:var(--blue);
  margin-bottom:14px;
}
.eyebrow::before{content:""; width:20px; height:2px; background:var(--orange); display:inline-block;}
.section-head{max-width:640px; margin-bottom:48px;}
.section-head.center{max-width:640px; margin-left:auto; margin-right:auto; text-align:center;}
.section-head.center .eyebrow::before{display:none;}

.grid{display:grid; gap:28px;}
.grid-2{grid-template-columns:1fr 1fr;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}

/* -------- Buttons -------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  font-family:var(--font-display); font-weight:600; font-size:14.5px;
  padding:14px 26px; border-radius:999px; border:1px solid transparent;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
  white-space:nowrap;
}
.btn:hover{transform:translateY(-2px);}
.btn-orange{background:var(--orange); color:#fff; box-shadow:0 12px 24px -10px rgba(255,122,0,.55);}
.btn-orange:hover{background:var(--orange-dark);}
.btn-navy{background:var(--navy); color:#fff;}
.btn-navy:hover{background:var(--navy-soft);}
.btn-outline-navy{background:transparent; color:var(--navy); border-color:var(--navy);}
.btn-outline-navy:hover{background:var(--navy); color:#fff;}
.btn-ghost{background:var(--blue-soft); color:var(--navy);}
.btn-ghost:hover{background:var(--blue); color:#fff;}
.btn-sm{padding:10px 18px; font-size:13px;}
.btn-block{width:100%;}

/* -------- Header -------- */
.site-header{
  position:sticky; top:0; z-index:100; background:rgba(255,255,255,.92);
  backdrop-filter:blur(10px); border-bottom:1px solid var(--line);
}
.nav-wrap{
  max-width:1180px; margin:0 auto; padding:14px 24px;
  display:flex; align-items:center; justify-content:space-between; gap:24px;
}
.brand{display:flex; align-items:center; gap:10px;}
.brand img{height:40px; width:auto;}
.brand-text{display:flex; flex-direction:column; line-height:1.15; font-family:var(--font-display);}
.brand-text strong{color:var(--navy); font-size:17px; letter-spacing:.02em;}
.brand-text span{font-size:10.5px; color:var(--ink-soft); font-weight:500; letter-spacing:.03em;}
.nav-links{display:flex; align-items:center; gap:30px;}
.nav-links a{font-size:14.5px; font-weight:600; color:var(--ink); position:relative; padding:4px 0;}
.nav-links a::after{content:""; position:absolute; left:0; right:0; bottom:-4px; height:2px; background:var(--orange); transform:scaleX(0); transition:transform .2s ease;}
.nav-links a:hover::after, .nav-links a.active::after{transform:scaleX(1);}
.nav-links a.active{color:var(--navy);}
.nav-actions{display:flex; align-items:center; gap:12px;}
.icon-btn{
  width:38px; height:38px; border-radius:50%; display:flex; align-items:center; justify-content:center;
  background:var(--blue-soft); color:var(--navy); flex-shrink:0;
}
.icon-btn svg{width:17px; height:17px;}
.icon-btn:hover{background:var(--blue); color:#fff;}
.nav-toggle{display:none; background:none; border:none; color:var(--navy); padding:6px;}
.nav-toggle svg{width:24px; height:24px;}

/* -------- Hero -------- */
.hero{padding:72px 0 0; background:linear-gradient(180deg,#F8FBFF 0%, #FFFFFF 70%); overflow:hidden;}
.hero-grid{display:grid; grid-template-columns:1.05fr .95fr; gap:40px; align-items:center; padding-bottom:64px;}
.hero-eyebrow{color:var(--orange);}
.hero-eyebrow::before{background:var(--blue);}
.hero-sub{font-size:16.5px; max-width:520px;}
.hero-ctas{display:flex; flex-wrap:wrap; gap:14px; margin:28px 0 34px;}
.hero-trust{display:flex; flex-direction:column; gap:12px;}
.hero-trust .item{display:flex; align-items:center; gap:10px; font-size:14px; font-weight:600; color:var(--navy);}
.hero-trust svg{width:18px; height:18px; color:var(--orange); flex-shrink:0;}
.hero-art{display:flex; justify-content:center;}
.river-svg{width:100%; max-width:480px; height:auto;}
.river-divider{display:block; width:100%; margin-top:24px;}

/* -------- Stats -------- */
.stats-bar{background:var(--navy); color:#fff;}
.stats-grid{display:grid; grid-template-columns:repeat(6,1fr); gap:20px; text-align:center;}
.stats-grid .num{font-family:var(--font-display); font-weight:800; font-size:clamp(24px,2.6vw,32px); color:#fff;}
.stats-grid .label{font-size:12.5px; color:#B9C8DE; margin-top:6px; font-weight:600;}

/* -------- Pills / badges -------- */
.value-strip{display:flex; flex-wrap:wrap; gap:10px;}
.pill{background:var(--blue-soft); color:var(--navy); font-size:13px; font-weight:600; padding:8px 16px; border-radius:999px;}
.badges-row{display:flex; flex-wrap:wrap; gap:12px;}
.badge-pill{display:flex; align-items:center; gap:10px; background:var(--blue-soft); color:var(--navy); font-weight:600; font-size:13.5px; padding:12px 18px; border-radius:12px;}
.badge-pill svg{width:18px; height:18px; color:var(--orange); flex-shrink:0;}

/* -------- Cards -------- */
.card{
  background:#fff; border:1px solid var(--line); border-radius:var(--radius);
  padding:30px; box-shadow:var(--shadow-sm); transition:transform .2s ease, box-shadow .2s ease;
}
.card:hover{transform:translateY(-4px); box-shadow:var(--shadow);}
.icon-tile{
  width:52px; height:52px; border-radius:14px; background:var(--blue-soft); color:var(--navy);
  display:flex; align-items:center; justify-content:center; margin-bottom:18px;
}
.icon-tile svg{width:24px; height:24px;}
.service-card h3{margin-bottom:8px;}
.service-card p{font-size:14.5px;}
.card-links{display:flex; gap:10px; margin-top:16px; flex-wrap:wrap;}
.loan-card .actions{display:flex; flex-direction:column; gap:8px; margin-top:18px;}

.why-item{display:flex; gap:16px; padding:16px 0; border-bottom:1px solid var(--line);}
.why-item:last-child{border-bottom:none;}
.why-item .check{width:30px; height:30px; border-radius:50%; background:var(--orange); color:#fff; flex-shrink:0; display:flex; align-items:center; justify-content:center;}
.why-item .check svg{width:15px; height:15px;}
.why-item h4{font-size:15.5px; margin:0 0 4px;}
.why-item p{font-size:13.5px; margin:0;}

/* -------- Process -------- */
.process-track{margin-top:8px;}
.process-grid{display:grid; grid-template-columns:repeat(6,1fr); gap:18px;}
.process-step{background:#fff; border:1px solid var(--line); border-radius:var(--radius-sm); padding:22px 18px; text-align:center;}
.step-num{
  width:36px; height:36px; border-radius:50%; background:var(--navy); color:#fff;
  font-family:var(--font-display); font-weight:700; display:flex; align-items:center; justify-content:center;
  margin:0 auto 14px;
}
.process-step h4{font-size:14.5px; margin-bottom:6px;}
.process-step p{font-size:12.5px; margin:0;}

/* -------- Case / Portfolio cards -------- */
.case-card{padding:0; overflow:hidden;}
.case-card img{height:180px; object-fit:cover; width:100%;}
.case-card .body{padding:24px;}
.case-card .tag{display:inline-block; background:var(--blue-soft); color:var(--blue); font-size:11.5px; font-weight:700; letter-spacing:.05em; text-transform:uppercase; padding:5px 12px; border-radius:999px; margin-bottom:10px;}
.case-stats{display:flex; gap:22px; margin-top:14px;}
.case-stats .n{font-family:var(--font-display); font-weight:800; color:var(--navy); font-size:18px;}
.case-stats .l{font-size:11.5px; color:var(--ink-soft);}

/* -------- Testimonials -------- */
.testi-track{display:grid; grid-template-columns:repeat(4,1fr); gap:22px;}
.testi-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:26px; box-shadow:var(--shadow-sm);}
.testi-stars{color:var(--orange); font-size:15px; margin-bottom:10px;}
.testi-quote{font-size:14px; color:var(--ink); margin-bottom:18px;}
.testi-person{display:flex; align-items:center; gap:12px;}
.testi-avatar{width:38px; height:38px; border-radius:50%; background:var(--navy); color:#fff; font-family:var(--font-display); font-weight:700; font-size:13px; display:flex; align-items:center; justify-content:center; flex-shrink:0;}
.testi-name{font-size:13.5px; font-weight:700; color:var(--navy);}
.testi-role{font-size:12px; color:var(--ink-soft);}

/* -------- FAQ -------- */
.faq-tabs{display:flex; justify-content:center; gap:10px; margin-bottom:28px; flex-wrap:wrap;}
.faq-tab{background:#fff; border:1px solid var(--line); color:var(--ink-soft); font-weight:600; font-size:13px; padding:9px 18px; border-radius:999px;}
.faq-tab.active{background:var(--navy); color:#fff; border-color:var(--navy);}
.faq-item{background:#fff; border:1px solid var(--line); border-radius:var(--radius-sm); margin-bottom:12px; overflow:hidden;}
.faq-q{width:100%; text-align:left; background:none; border:none; padding:18px 22px; font-family:var(--font-display); font-weight:600; font-size:15px; color:var(--navy); display:flex; justify-content:space-between; align-items:center; gap:12px;}
.faq-q svg{width:18px; height:18px; flex-shrink:0; transition:transform .2s ease;}
.faq-item.open .faq-q svg{transform:rotate(45deg);}
.faq-a{max-height:0; overflow:hidden; transition:max-height .25s ease;}
.faq-item.open .faq-a{max-height:240px;}
.faq-a p{padding:0 22px 20px; font-size:14px; margin:0;}

/* -------- CTA banner / lead form -------- */
.cta-banner{background:var(--navy); border-radius:24px; padding:56px; color:#fff;}
.cta-banner h2{color:#fff;}
.cta-banner p{color:#B9C8DE;}
.form-card{background:#fff; border-radius:var(--radius); padding:30px; box-shadow:var(--shadow);}
.form-row{display:grid; grid-template-columns:1fr 1fr; gap:16px;}
.field{margin-bottom:14px;}
.field label{display:block; font-size:12.5px; font-weight:700; color:var(--navy); margin-bottom:6px;}
.field input, .field select, .field textarea{
  width:100%; border:1px solid var(--line); border-radius:10px; padding:11px 14px;
  font-family:var(--font-body); font-size:14px; color:var(--ink); background:#fff;
}
.field input:focus, .field select:focus, .field textarea:focus{outline:2px solid var(--blue); outline-offset:1px; border-color:var(--blue);}
.form-actions{display:flex; gap:12px; flex-wrap:wrap; margin-top:6px;}

/* -------- Footer -------- */
.site-footer{background:var(--navy); color:#B9C8DE; padding-top:64px;}
.footer-top{display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr 1.1fr; gap:32px; padding-bottom:44px; border-bottom:1px solid rgba(255,255,255,.12);}
.footer-brand{display:flex; align-items:center; gap:10px; margin-bottom:14px;}
.footer-brand img{height:32px; width:auto;}
.footer-brand strong{font-family:var(--font-display); color:#fff; font-size:16px;}
.site-footer p{color:#9AB0CC;}
.footer-social{display:flex; gap:10px; margin-top:16px;}
.footer-social a{width:34px; height:34px; border-radius:50%; background:rgba(255,255,255,.08); display:flex; align-items:center; justify-content:center;}
.footer-social svg{width:15px; height:15px; color:#fff;}
.footer-social a:hover{background:var(--orange);}
.footer-col h5{font-family:var(--font-display); color:#fff; font-size:13.5px; letter-spacing:.04em; text-transform:uppercase; margin-bottom:16px;}
.footer-col ul li{margin-bottom:10px;}
.footer-col ul a{font-size:13.5px; color:#9AB0CC;}
.footer-col ul a:hover{color:#fff;}
.newsletter-row{display:flex; gap:8px; margin-top:14px;}
.newsletter-row input{flex:1; min-width:0; border:1px solid rgba(255,255,255,.2); background:rgba(255,255,255,.06); border-radius:8px; padding:10px 12px; color:#fff; font-size:13px;}
.newsletter-row input::placeholder{color:#8FA5C2;}
.footer-bottom{display:flex; justify-content:space-between; align-items:center; padding:22px 0; font-size:12.5px; flex-wrap:wrap; gap:10px;}
.footer-legal{display:flex; gap:20px;}
.footer-legal a:hover{color:#fff;}

/* -------- Sticky mobile CTA + FAB -------- */
.sticky-cta{display:none; position:fixed; left:0; right:0; bottom:0; z-index:90; gap:1px; background:var(--line);}
.sticky-cta .btn{border-radius:0; padding:16px;}
.fab-col{position:fixed; right:20px; bottom:24px; z-index:95; display:flex; flex-direction:column; gap:10px;}
.fab{width:48px; height:48px; border-radius:50%; display:flex; align-items:center; justify-content:center; box-shadow:var(--shadow); border:none;}
.fab svg{width:20px; height:20px;}
.fab.top{background:#fff; color:var(--navy); border:1px solid var(--line); opacity:0; pointer-events:none; transition:opacity .2s ease;}
.fab.top.show{opacity:1; pointer-events:auto;}
.fab.call{background:var(--navy); color:#fff;}
.fab.wa{background:#25D366; color:#fff;}

/* -------- Reveal-on-scroll -------- */
.reveal{opacity:0; transform:translateY(18px); transition:opacity .6s ease, transform .6s ease;}
.reveal.in{opacity:1; transform:translateY(0);}

/* -------- Page hero (inner pages) -------- */
.page-hero{background:linear-gradient(135deg,var(--navy) 0%, var(--navy-soft) 100%); color:#fff; padding:64px 0;}
.page-hero .eyebrow{color:var(--blue);}
.page-hero .eyebrow::before{background:var(--orange);}
.page-hero h1{color:#fff; font-size:clamp(30px,4vw,44px); margin-bottom:10px;}
.page-hero p{color:#B9C8DE; max-width:560px; margin:0;}
.breadcrumbs{font-size:13px; color:#8FA5C2; margin-bottom:16px;}
.breadcrumbs a{color:#B9C8DE;}
.breadcrumbs a:hover{color:#fff;}

/* -------- Team / values (About) -------- */
.team-card{text-align:center;}
.team-avatar{width:88px; height:88px; border-radius:50%; background:var(--blue-soft); color:var(--navy); font-family:var(--font-display); font-weight:700; font-size:24px; display:flex; align-items:center; justify-content:center; margin:0 auto 16px;}
.timeline{position:relative; padding-left:28px; border-left:2px solid var(--line);}
.timeline-item{position:relative; padding-bottom:32px;}
.timeline-item::before{content:""; position:absolute; left:-34px; top:2px; width:12px; height:12px; border-radius:50%; background:var(--orange); border:3px solid #fff; box-shadow:0 0 0 2px var(--orange);}
.timeline-item .yr{font-family:var(--font-display); font-weight:800; color:var(--navy); font-size:15px;}

/* -------- Blog -------- */
.blog-card{padding:0; overflow:hidden;}
.blog-card img{height:190px; object-fit:cover; width:100%;}
.blog-card .body{padding:22px;}
.blog-meta{display:flex; gap:14px; font-size:12px; color:var(--ink-soft); margin-bottom:10px;}
.blog-card h3{font-size:17px; margin-bottom:8px;}
.blog-card p{font-size:13.5px;}
.tag-row{display:flex; gap:8px; flex-wrap:wrap; margin:24px 0;}
.tag-chip{background:var(--blue-soft); color:var(--navy); font-size:12.5px; font-weight:600; padding:7px 14px; border-radius:999px;}

/* -------- Contact page -------- */
.contact-grid{display:grid; grid-template-columns:.85fr 1.15fr; gap:40px; align-items:start;}
.contact-info-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:28px; box-shadow:var(--shadow-sm); margin-bottom:18px;}
.contact-info-card .row{display:flex; gap:14px; align-items:flex-start; margin-bottom:16px;}
.contact-info-card .row:last-child{margin-bottom:0;}
.contact-info-card .icon{width:38px; height:38px; border-radius:10px; background:var(--blue-soft); color:var(--navy); display:flex; align-items:center; justify-content:center; flex-shrink:0;}
.contact-info-card .icon svg{width:18px; height:18px;}
.contact-info-card h4{font-size:14px; margin:0 0 3px;}
.contact-info-card p{font-size:13.5px; margin:0;}
.map-frame{border-radius:var(--radius); overflow:hidden; border:1px solid var(--line); height:280px;}
.map-frame iframe{width:100%; height:100%; border:0;}

/* -------- Services page detail blocks -------- */
.service-detail{display:grid; grid-template-columns:1fr 1fr; gap:48px; align-items:center; padding:56px 0; border-bottom:1px solid var(--line);}
.service-detail:last-child{border-bottom:none;}
.service-detail.rev{direction:rtl;}
.service-detail.rev > *{direction:ltr;}
.service-list li{display:flex; gap:10px; align-items:flex-start; font-size:14.5px; color:var(--ink-soft); margin-bottom:10px;}
.service-list svg{width:16px; height:16px; color:var(--orange); flex-shrink:0; margin-top:3px;}
.service-visual{background:var(--blue-soft); border-radius:var(--radius); padding:40px; display:flex; align-items:center; justify-content:center; min-height:220px;}
.service-visual svg{width:100px; height:100px; color:var(--navy);}

/* -------- Responsive -------- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr; text-align:left;}
  .hero-art{order:-1; max-width:340px; margin:0 auto 20px;}
  .stats-grid{grid-template-columns:repeat(3,1fr); row-gap:28px;}
  .grid-2, .grid-3, .grid-4{grid-template-columns:repeat(2,1fr);}
  .process-grid{grid-template-columns:repeat(3,1fr);}
  .testi-track{grid-template-columns:repeat(2,1fr);}
  .footer-top{grid-template-columns:1fr 1fr; row-gap:36px;}
  .contact-grid{grid-template-columns:1fr;}
  .service-detail{grid-template-columns:1fr;}
  .service-detail.rev{direction:ltr;}
}
@media (max-width:720px){
  .nav-links{display:none;}
  .nav-toggle{display:flex;}
  .nav-actions .btn{display:none;}
  section{padding:60px 0;}
  .grid-2, .grid-3, .grid-4{grid-template-columns:1fr;}
  .stats-grid{grid-template-columns:repeat(2,1fr);}
  .process-grid{grid-template-columns:1fr 1fr;}
  .testi-track{grid-template-columns:1fr;}
  .footer-top{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
  .cta-banner{padding:32px 22px; border-radius:18px;}
  .sticky-cta{display:flex;}
  .fab-col{bottom:78px;}
  body{padding-bottom:0;}
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce){
  .reveal{opacity:1; transform:none; transition:none;}
  html{scroll-behavior:auto;}
}