/*
Theme Name: Narmada Financial Consultants
Theme URI: https://www.narmadaloans.com
Author: Narmada Financial Consultants Pvt. Ltd.
Author URI: https://www.narmadaloans.com
Description: Premium financial consultancy WordPress theme for Narmada Financial Consultants Pvt. Ltd. — Loans, Taxation, Auditing and Company Registration in Bharuch, Gujarat.
Version: 1.0
Requires at least: 5.8
Requires PHP: 7.4
Tested up to: 6.6
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: narmada
*/


:root{
  --navy-950:#0a1a30;
  --navy-900:#0e2244;
  --navy-800:#153263;
  --gold-500:#c6a04a;
  --gold-600:#a9843a;
  --paper:#f3efe3;
  --bg:#f4f6f9;
  --white:#ffffff;
  --ink:#152036;
  --ink-soft:#54607a;
  --line:#e2e6ee;
  --radius:14px;
  --shadow-md:0 10px 30px -12px rgba(10,26,48,.18);
  --shadow-lg:0 24px 60px -20px rgba(10,26,48,.28);
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;font-family:'Inter',sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased;}
h1,h2,h3,h4{font-family:'Fraunces',serif;color:var(--navy-950);margin:0 0 .5em;line-height:1.12;font-weight:600;letter-spacing:-.01em;}
p{margin:0 0 1em;color:var(--ink-soft);}
a{text-decoration:none;color:inherit;}
img{max-width:100%;display:block;}
.container{max-width:1180px;margin:0 auto;padding:0 24px;}
.eyebrow{font-family:'IBM Plex Mono',monospace;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-600);font-weight:600;display:inline-flex;align-items:center;gap:8px;margin-bottom:14px;}
.eyebrow::before{content:"";width:22px;height:1.5px;background:var(--gold-600);display:inline-block;}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:999px;font-weight:600;font-size:14.5px;cursor:pointer;border:1.5px solid transparent;transition:all .25s ease;white-space:nowrap;}
.btn-gold{background:linear-gradient(135deg,var(--gold-500),var(--gold-600));color:#20160a;}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 24px -8px rgba(198,160,74,.55);}
.btn-outline{border-color:rgba(255,255,255,.4);color:#fff;}
.btn-outline:hover{background:rgba(255,255,255,.12);}
.btn-navy{background:var(--navy-900);color:#fff;}
.btn-navy:hover{background:var(--navy-950);transform:translateY(-2px);}
.btn-ghost{border-color:var(--line);color:var(--navy-900);}
.btn-ghost:hover{border-color:var(--navy-900);}

/* Topbar */
.topbar{background:var(--navy-950);color:#cfd8e8;font-size:13px;}
.topbar .container{display:flex;justify-content:space-between;align-items:center;padding:9px 24px;flex-wrap:wrap;gap:8px;}
.topbar-left{display:flex;gap:22px;flex-wrap:wrap;}
.topbar a{color:#cfd8e8;}
.topbar-left span{display:inline-flex;align-items:center;gap:6px;}
.topbar-cta{color:var(--gold-500)!important;font-weight:600;font-size:12.5px;letter-spacing:.02em;}

/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(10,26,48,.97);backdrop-filter:blur(8px);border-bottom:1px solid rgba(255,255,255,.06);}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:12px 24px;}
.brand{display:flex;align-items:center;gap:10px;color:#fff;}
.brand img{height:58px;width:auto;filter:brightness(0) invert(1);}
.brand-text{font-family:'Fraunces',serif;font-size:16px;line-height:1.15;font-weight:600;}
.brand-text small{display:block;font-family:'IBM Plex Mono',monospace;font-size:9.5px;color:var(--gold-500);letter-spacing:.1em;font-weight:500;}
nav.links{display:flex;gap:28px;align-items:center;}
nav.links a{color:#e7ebf3;font-size:14.5px;font-weight:500;position:relative;padding:6px 0;}
nav.links a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--gold-500);transition:width .25s;}
nav.links a:hover::after{width:100%;}
.nav-cta{display:flex;gap:12px;align-items:center;}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px;}
.hamburger span{width:24px;height:2px;background:#fff;}

/* Hero */
.hero{position:relative;background:radial-gradient(1100px 550px at 85% -10%,#1c3d70 0%,var(--navy-900) 55%,var(--navy-950) 100%);color:#fff;overflow:hidden;padding:64px 0 0;}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;padding:40px 0 0;}
.hero-tabs{display:inline-flex;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:5px;margin-bottom:28px;}
.hero-tab{padding:9px 20px;border-radius:999px;font-size:13.5px;font-weight:600;cursor:pointer;color:#c9d3e6;transition:all .25s;}
.hero-tab.active{background:var(--gold-500);color:#1a1204;}
.hero-copy h1{font-size:44px;color:#fff;max-width:560px;}
.hero-copy .sub{color:#b9c5dc;font-size:16.5px;max-width:480px;}
.hero-ctas{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap;}
.hero-panel{display:none;}
.hero-panel.active{display:block;}
.hero-stats{display:flex;gap:34px;margin-top:44px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14);flex-wrap:wrap;}
.hero-stats div b{font-family:'IBM Plex Mono',monospace;font-size:26px;color:var(--gold-500);display:block;}
.hero-stats div span{font-size:12.5px;color:#9fadc7;}
.hero-visual{position:relative;}
.hero-visual .frame{border-radius:20px;overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.15);}
.hero-visual img{width:100%;height:420px;object-fit:cover;}
.hero-badge{position:absolute;left:-24px;bottom:-22px;background:#fff;color:var(--navy-950);padding:16px 20px;border-radius:14px;box-shadow:var(--shadow-md);display:flex;gap:12px;align-items:center;max-width:260px;}
.hero-badge b{font-family:'IBM Plex Mono',monospace;color:var(--gold-600);font-size:20px;}
.hero-badge span{font-size:12px;color:var(--ink-soft);display:block;}
.wave{height:64px;}

/* Section base */
section{padding:88px 0;scroll-margin-top:96px;}
.section-head{max-width:640px;margin-bottom:48px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head h2{font-size:33px;}

/* About */
.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:center;}
.about-imgs{position:relative;}
.about-imgs .main{border-radius:16px;overflow:hidden;box-shadow:var(--shadow-md);}
.about-imgs .main img{height:400px;object-fit:cover;}
.about-imgs .float{position:absolute;bottom:-30px;right:-30px;width:190px;border-radius:12px;overflow:hidden;box-shadow:var(--shadow-lg);border:5px solid #fff;}
.counters{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:30px 0;}
.counter{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 16px;text-align:center;}
.counter b{font-family:'IBM Plex Mono',monospace;font-size:26px;color:var(--navy-900);display:block;}
.counter span{font-size:12px;color:var(--ink-soft);}
.why-list{list-style:none;padding:0;margin:18px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:12px 20px;}
.why-list li{font-size:14.5px;color:var(--ink);display:flex;gap:10px;align-items:flex-start;}
.why-list li::before{content:"";min-width:7px;height:7px;border-radius:50%;background:var(--gold-500);margin-top:7px;}

/* Services */
.svc-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:36px;}
.svc-tab{padding:10px 18px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font-size:13.5px;font-weight:600;color:var(--ink-soft);cursor:pointer;transition:.2s;}
.svc-tab.active{background:var(--navy-900);border-color:var(--navy-900);color:#fff;}
.svc-grid{display:none;grid-template-columns:repeat(3,1fr);gap:24px;}
.svc-grid.active{display:grid;}
.svc-card{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);transition:transform .25s,box-shadow .25s;}
.svc-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);}
.svc-card .img{height:150px;overflow:hidden;}
.svc-card .img img{height:100%;width:100%;object-fit:cover;transition:transform .4s;}
.svc-card:hover .img img{transform:scale(1.06);}
.svc-body{padding:20px 20px 22px;}
.svc-body h3{font-size:17px;margin-bottom:6px;}
.svc-body p{font-size:13.5px;margin-bottom:14px;}
.svc-links{display:flex;gap:16px;font-size:13px;font-weight:600;}
.svc-links a{color:var(--navy-900);border-bottom:1px solid var(--gold-500);padding-bottom:2px;}
.svc-links a.apply{color:var(--gold-600);}

/* EMI Calculator - ledger style */
.calc-wrap{background:var(--navy-950);border-radius:22px;padding:52px;color:#fff;display:grid;grid-template-columns:1fr 1fr;gap:48px;position:relative;overflow:hidden;}
.calc-wrap::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(180deg,transparent,transparent 34px,rgba(255,255,255,.025) 35px);pointer-events:none;}
.calc-left h2{color:#fff;font-size:29px;}
.calc-left p{color:#aab6cf;}
.loan-type-pick{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0 26px;}
.loan-type-pick button{padding:8px 15px;border-radius:8px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.05);color:#cdd7ea;font-size:12.5px;font-weight:600;cursor:pointer;}
.loan-type-pick button.active{background:var(--gold-500);color:#1a1204;border-color:var(--gold-500);}
.field{margin-bottom:22px;}
.field label{display:flex;justify-content:space-between;font-size:13px;color:#aab6cf;margin-bottom:8px;font-family:'IBM Plex Mono',monospace;}
.field label b{color:var(--gold-500);font-size:14px;}
input[type=range]{width:100%;accent-color:var(--gold-500);}
.calc-right{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:32px;}
.ledger-row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px dashed rgba(255,255,255,.16);font-family:'IBM Plex Mono',monospace;font-size:13.5px;color:#c4cee3;}
.ledger-row b{color:#fff;font-size:15px;}
.ledger-total{margin-top:22px;padding-top:22px;border-top:1px solid rgba(255,255,255,.18);}
.ledger-total span{font-size:12px;color:#94a2c1;text-transform:uppercase;letter-spacing:.08em;}
.ledger-total b{display:block;font-family:'IBM Plex Mono',monospace;font-size:38px;color:var(--gold-500);margin-top:6px;}

/* Ledger / Awards strip */
.ledger-section{background:var(--paper);}
.ledger-strip{display:flex;gap:20px;overflow-x:auto;padding-bottom:14px;scroll-snap-type:x mandatory;}
.ledger-strip::-webkit-scrollbar{height:6px;}
.ledger-strip::-webkit-scrollbar-thumb{background:#d6cba0;border-radius:10px;}
.stamp{min-width:260px;scroll-snap-align:start;background:#fff;border:1px solid #e6dcc0;border-radius:12px;overflow:hidden;box-shadow:0 8px 20px -10px rgba(80,60,10,.25);}
.stamp img{height:180px;object-fit:cover;width:100%;}
.stamp .cap{padding:12px 14px;font-size:12.5px;color:var(--ink-soft);font-family:'IBM Plex Mono',monospace;}

/* Testimonials */
.test-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.test-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;}
.stars{color:var(--gold-500);letter-spacing:2px;margin-bottom:12px;font-size:15px;}
.test-card p{font-size:14.5px;color:var(--ink);margin-bottom:16px;}
.test-who{display:flex;align-items:center;gap:10px;}
.avatar{width:36px;height:36px;border-radius:50%;background:var(--navy-900);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'IBM Plex Mono',monospace;font-size:13px;font-weight:600;}
.test-who b{font-size:13.5px;display:block;}
.test-who span{font-size:11.5px;color:var(--ink-soft);}

/* Portfolio */
.folio-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.folio-card{border-radius:var(--radius);padding:28px;background:var(--navy-900);color:#fff;position:relative;overflow:hidden;min-height:190px;}
.folio-card::after{content:"";position:absolute;right:-30px;top:-30px;width:120px;height:120px;border-radius:50%;background:rgba(198,160,74,.18);}
.folio-card b{font-family:'IBM Plex Mono',monospace;color:var(--gold-500);font-size:12px;letter-spacing:.08em;text-transform:uppercase;}
.folio-card h3{color:#fff;font-size:19px;margin:10px 0 8px;}
.folio-card p{color:#b9c5dc;font-size:13.5px;margin:0;}

/* FAQ */
.faq-item{border-bottom:1px solid var(--line);padding:20px 0;}
.faq-q{display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:600;font-size:15.5px;color:var(--navy-950);}
.faq-q .plus{font-family:'IBM Plex Mono',monospace;font-size:20px;color:var(--gold-600);transition:transform .25s;}
.faq-item.open .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;font-size:14px;color:var(--ink-soft);}
.faq-item.open .faq-a{max-height:200px;padding-top:12px;}

/* Contact */
.contact-wrap{display:grid;grid-template-columns:1fr 1fr;gap:0;background:#fff;border-radius:22px;overflow:hidden;box-shadow:var(--shadow-md);}
.contact-info{background:var(--navy-950);color:#fff;padding:52px 44px;}
.contact-info h2{color:#fff;font-size:27px;}
.contact-info p{color:#aab6cf;}
.c-item{display:flex;gap:14px;margin-top:22px;align-items:flex-start;}
.c-item .ic{width:38px;height:38px;border-radius:9px;background:rgba(198,160,74,.18);color:var(--gold-500);display:flex;align-items:center;justify-content:center;font-family:'IBM Plex Mono',monospace;font-weight:700;flex-shrink:0;}
.c-item b{display:block;font-size:14px;color:#fff;}
.c-item span{font-size:13px;color:#aab6cf;}
.contact-form{padding:52px 44px;}
.contact-form h3{font-size:20px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.form-row.full{grid-template-columns:1fr;}
input,select,textarea{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;font-family:'Inter',sans-serif;font-size:14px;margin-bottom:14px;color:var(--ink);background:#fbfcfe;}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold-500);}
textarea{resize:vertical;min-height:90px;}

/* Footer */
footer{background:var(--navy-950);color:#9fadc7;padding:64px 0 0;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.08);}
.footer-brand img{height:46px;filter:brightness(0) invert(1);margin-bottom:14px;}
.footer-col h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:16px;}
.footer-col a{display:block;color:#9fadc7;font-size:13.5px;margin-bottom:10px;}
.footer-col a:hover{color:var(--gold-500);}
.social{display:flex;gap:10px;margin-top:16px;}
.social a{width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,.16);display:flex;align-items:center;justify-content:center;font-size:13px;}
.footer-bottom{padding:22px 0;display:flex;justify-content:space-between;font-size:12.5px;flex-wrap:wrap;gap:10px;}

/* Sticky call button */
.sticky-call{position:fixed;bottom:22px;right:22px;z-index:60;display:flex;flex-direction:column;gap:10px;}
.sticky-call a{width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:20px;color:#fff;box-shadow:var(--shadow-md);}
.sticky-call .call{background:var(--gold-600);}
.sticky-call .wa{background:#25D366;}

@media(max-width:980px){
  .hero-grid,.about-grid,.calc-wrap,.contact-wrap{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .svc-grid.active{grid-template-columns:1fr 1fr;}
  .test-grid,.folio-grid{grid-template-columns:1fr;}
  .why-list{grid-template-columns:1fr;}
  nav.links,.nav-cta .btn-ghost{display:none;}
  .hamburger{display:flex;}
  .hero-visual{order:-1;}
}
@media(max-width:600px){
  .svc-grid.active{grid-template-columns:1fr;}
  .counters{grid-template-columns:1fr 1fr;}
  .hero-copy h1{font-size:32px;}
  .form-row{grid-template-columns:1fr;}
  .contact-info,.contact-form{padding:36px 24px;}
  .calc-wrap{padding:32px 20px;}
}

nav.links a.active{color:var(--gold-500);}
.page-hero{background:radial-gradient(1100px 500px at 85% -10%,#1c3d70 0%,var(--navy-900) 55%,var(--navy-950) 100%);color:#fff;padding:70px 0 56px;}
.page-hero .eyebrow{color:var(--gold-500);}
.page-hero h1{color:#fff;font-size:38px;max-width:640px;}
.page-hero p{color:#b9c5dc;max-width:560px;font-size:15.5px;}
.breadcrumb{font-size:12.5px;color:#9fadc7;margin-top:10px;font-family:'IBM Plex Mono',monospace;}
.breadcrumb a{color:#cdd7ea;}
.award-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.award-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-md);}
.award-card img{height:220px;width:100%;object-fit:cover;}
.award-card .cap{padding:16px 18px;}
.award-card .cap b{display:block;font-size:14.5px;color:var(--navy-950);margin-bottom:4px;}
.award-card .cap span{font-size:12.5px;color:var(--ink-soft);}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.blog-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.25s;}
.blog-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);}
.blog-tag{display:inline-block;background:rgba(198,160,74,.14);color:var(--gold-600);font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:5px 10px;border-radius:999px;margin-bottom:12px;}
.blog-card .b-body{padding:22px;}
.blog-card h3{font-size:17px;margin-bottom:8px;}
.blog-card .b-body p{font-size:13.5px;}
.blog-card a{font-size:13px;font-weight:600;color:var(--navy-900);border-bottom:1px solid var(--gold-500);}
.entry-content{max-width:760px;margin:0 auto;}
.entry-content img{border-radius:12px;margin-bottom:20px;}
@media(max-width:1180px){nav.links{display:none;}}
@media(max-width:980px){.award-grid,.blog-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:600px){.award-grid,.blog-grid{grid-template-columns:1fr;}.page-hero h1{font-size:28px;}}